Subject:                                     Income from recently discharged Veterans - UW Tip of the Day

 

Good Morning.

Today is Wednesday, February 01, 2012

All wholesale staff is available.

Turn times are now 48 hours.

 

Tip of the day – Income from recently discharged Veterans

 

For recently discharged veterans who have been in their new jobs only a very short time, analyze prospects for continued employment as follows:

 

·   If the duties the applicant performed in the military are similar or directly related to the duties of the present position, use this as one indicator that the employment is likely to continue.

·   If the applicant’s current job requires skills for which the applicant has had no training or experience, greater time in the current job may be needed to establish stability.

 

If the applicant’s retirement income, compared to total estimated shelter expense, long-term debts, and family living expense is such that only minimal income from employment is necessary to qualify from the income standpoint, resolve doubt in favor of the applicant.

 

Examples:

Qualifying short-term employment - An applicant who was an airplane mechanic in the military is now employed as an auto mechanic or machinist. 

 

Nonqualifying short-term employment - An applicant who was an Air Force pilot is now employed as an insurance salesperson on commission. 

 

Most cases fall somewhere between these extremes.  Fully develop the facts of each case in order to make a determination.

 

 

 

Thank You!

 

Neil Johnson

Gateway Mortgage Group

National TPO Operations Manager

4201 N. State Hwy 161

Irving, TX 75038

neil.johnson@gatewayloan.com

Office: 972-908-3390  ext. 118

fax# 918-858-8392