Subject:                                     Invalid Compensating Factors - tip of the day

 

Good Morning.

Today is Wednesday, February 15, 2012

All wholesale staff is available

Current turn times are 72 hours

 

 

Tip of the day – Invalid Compensating factors –Per FHA

 

Reserves as the result of a gift

Good credit

Long time on job or in current home

Spouse not on loan

Cost of Living Allowance (COLA)

Paying off debt

Tax advantages of homeownership

 

In addition, Gateway Mortgage Group does not consider receiving a tax refund to be a compensating factor.

 

Thank You!

 

Neil Johnson

Gateway Mortgage Group

National TPO Operations Manager

4201 N. State Hwy 161

Irving, TX 75038

neil.johnson@gatewayloan.com

Office: 972-908-3390  ext. 118

fax# 918-858-8392