UW Tips

Residency Requirements

Disputed Accounts

Non Arms Length Transactions

Overtime and Bonus Pay

Form 1007 eligible rents

First Time Home Buyers

FHA New Construction

Part Time/Seasonal Employment

Primary residence to a Rental

VA Termite Inspection

Employment History

Invalid Compensating Factors

Secured by Financial Assets

Centralized USDA Processing

Recently Discharged Vet Income

Deferred Student Loans

Co-Signed Loans per FNMA

VA Cashout Funding Fee

Alternative Credit and Non Traditional Credit Reports

Consideration of the Spouse's Credit History on VA loans

Exception to Policy

Invalid Compensating Factors

Disputed Accounts