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Turn Time Update
*To expedite the review of conditions & to facilitate a quicker clear to close you MUST submit all loan file conditions at once.*
July Updates
July 2nd Lock Desk Schedule
Email your Scenarios to an Underwriter!
Updated Appraisal Policy
Gov. Pricing Improvement!
Amended Tax Returns
August Updates
Labor Day holiday Lock Desk Schedule
Gateway to Gateway Refi/Escrow Transfer
Pricing Update - Adj. for 62-659 Cr. Scores
GMG Closed, Labor Day holiday
IRS Delays
Wells or Chase HVCC
USDA Delay's
Exception to Policy Criteria
September Updates
ML 2010-28 - Changes to FHA MIP!
FHA and VA Credit Score Policy Change - 640> Score Required
First Time Home Buyer - Guideline Change
VA IRRRL's - States that require full appraisal
Files submitted to different lender prior to Gateway Submission
October Updates
Columbus Day Schedule
Underwriting Special
Redraw Policy/Fee's
Closing Policy
DYK Gateway lowered FICO requirements on Fnma?
Licensing and HMDA/1003 MUST Match!
November Updates
VA IRRRL Appraisal Requirements
Michigan Eligibility
Thanksgiving Schedule
USDA Min. Score now 640
December Updates
Holiday Lock Desk/Funding Schedule
January Updates
Contact Information Sheet
VA IRRRL - 2055's now required
January Pricing Special
Cert of No New Credit disclosure
Lock Desk Schedule MLKJRD
GMG MLKJR DAY Schedule