Subject:

Please be advised:

Effective 12/1/2010, Wholesale loans whose subject properties are located within the State of Michigan are ineligible for financing.

Any loan currently in the pipeline must be closed by 11/30/2010 or be placed with another lender.

Click Here for updated Underwriting Overlay matrix reflecting this change.

J. Whitney Barth

VP Operations

Gateway Mortgage Group LLC

972.908.3390 x101 p

918.392.8336 f

11/15/2010

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