DYK  on USDA loans, Non-Purcahsing Spouse (NPS) debts

do NOT need to be included in the DTI (ratios) even in

community property states!

Happy Selling!

Justin Perry
Sr. Underwriter
Gateway Mortgage Group
1255
W. 15th Street| Ste. 540| Plano, TX 75075
972-908-3390 ext. 125| 918-392-8349 eFax

11/17/2009
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