Subject: MLK Lock Desk Hours Gateway Mortgage Group

Important Reminder:

Due to Martin Luther King Holiday Lock Desk will observe the following hours:

Friday January 13,2012 lock desk will close at 3PM CT.

Monday January 16, 2012  lock desk will close at 2PM CT.

Wendy Ann Joyce

Secondary Marketing

Gateway Mortgage Group

4201 N State Highway 161, Suite 100

Irving, TX 75038

972-372-2619

Fax  Fax #: 918.392.8379

please send requests for changes to locks or relock requests to locks@gmos.us