Subject:                                     On FHA New construction - tip of the day

 

Good Morning!

Today is Thursday, January 19, 2012

All wholesale staff is available.

Turn times are currently same day! 

If the loan is received by 11AM, an UW decision will

Be issued before end of business the same day.

 

Tip of the day – On FHA New construction,

 

Per the HUD Handbook, for those local jurisdictions that do not issue a Building Permit prior to construction (or its equivalent) and a COO or its equivalent, a property one year old or less must have an Early Start Letter OR be covered by a warranty plan acceptable to the Secretary (10 year warranty) to be eligible for a high-ratio insured mortgage.

 

Thank You!

 

Neil Johnson

Gateway Mortgage Group

National TPO Operations Manager

4201 N. State Hwy 161

Irving, TX 75038

neil.johnson@gatewayloan.com

Office: 972-908-3390  ext. 118

fax# 918-858-8392